LIVING BENEFITS
Protecting Your
Greatest Asset.
Your ability to earn an income is the foundation of your financial security. We provide specialized coverage for Critical Illness and Disability, ensuring that a health challenge doesn't become a financial crisis.
01. INCOME REPLACEMENT
Disability Insurance
Your ability to earn an income is your most valuable asset. If an illness or injury prevents you from working, our plans provide a monthly benefit to cover your mortgage, bills, and lifestyle.
- Monthly Tax-Free Income
- Coverage for Injury & Illness
- Custom Benefit Periods
02. RECOVERY SUPPORT
Critical Illness Insurance
A lump-sum payment upon diagnosis of a covered condition (like cancer, heart attack, or stroke). Use the money for out-of-country treatment, home modifications, or debt reduction.
- 25+ Covered Conditions
- No restriction on how you spend
- Optional Return of Premium
03. EVERYDAY WELLNESS
Health & Dental Plans
Comprehensive coverage for prescription drugs, dental visits, vision care, and practitioners (Physio, Massage, etc.). Perfect for self-employed individuals or those without employer benefits.
- Prescription Drug Coverage
- Major & Minor Dental
- Travel Emergency included
Secure your future with
strategic precision.
Independent advice tailored to your life goals. Join thousands of Canadians who trust OneProtection for their insurance and wealth strategy.